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Child

LIC New Children's Money Back

Regular payouts at key milestones

Survival benefits at ages 18, 20, 22Life cover on child from day 1Maturity at age 25

A participating money-back plan for children — 20% of SA paid at ages 18, 20, 22 and balance 40% + bonuses at age 25.

Eligibility

  • Child age: 0 – 12 years
  • Maturity age: 25 years
  • Min SA: ₹1,00,000

Benefits

  • Money back at 18 / 20 / 22 (20% each)
  • Maturity: 40% SA + Bonus + FAB
  • Death cover throughout

Premium Modes

  • Yearly
  • Half-yearly
  • Quarterly
  • Monthly

Claim Process

  • Standard LIC claim process

Documents Required

  • Child birth certificate
  • KYC of proposer

Loan & Tax

Loan: Available after 2 years of premium payment.

Tax: 80C + 10(10D).

Frequently Asked Questions

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