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Endowment

Jeevan Lakshya

Family goal protection with maturity benefit

10% SA annual income to family on deathReturn of SA + bonuses at maturityIdeal for child future

A limited premium paying, participating endowment plan combining protection and savings — designed for family goals.

Eligibility

  • Entry age: 18 – 50 years
  • Term: 13 – 25 years
  • PPT: Term – 3 years

Benefits

  • Sum Assured on Death = 110% of Basic SA
  • Annual income @ 10% SA till maturity year on death
  • Maturity: SA + Simple Reversionary Bonus + FAB

Premium Modes

  • Yearly
  • Half-yearly
  • Quarterly
  • Monthly

Claim Process

  • Intimation to branch
  • Documents submission
  • Settlement per LIC norms

Documents Required

  • Policy bond
  • Death certificate (if claim)
  • KYC of nominee

Loan & Tax

Loan: Available after 2 years of premiums paid.

Tax: 80C on premium, 10(10D) on maturity.

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