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Whole Life

Jeevan Utsav

Whole life with guaranteed lifelong income

Guaranteed additions ₹40/1000 SALifelong income optionLoan available

A non-linked, participating, whole-life savings plan offering guaranteed additions and flexible income benefits.

Eligibility

  • Entry age: 90 days – 65 years
  • Premium paying term: 5 to 16 years
  • Min sum assured: ₹5,00,000

Benefits

  • Guaranteed additions during PPT
  • Regular income after deferment
  • Death benefit throughout life

Premium Modes

  • Yearly
  • Half-yearly
  • Quarterly
  • Monthly (NACH)

Claim Process

  • Intimate branch
  • Submit claim form + documents
  • Payout within 15 working days

Documents Required

  • Original policy bond
  • Age proof
  • KYC
  • Bank details

Loan & Tax

Loan: Available after 2 full years of premium payment.

Tax: Premiums qualify u/s 80C; maturity u/s 10(10D) subject to conditions.

Frequently Asked Questions

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